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In the Personnel Expense Budget Section include the salaries for the following: o Office Personnel o Store Personnel o Sales People o Other personnel necessary in the operations. Ideally, you budget expenses for a quarter in the personnel expense budget. This is for the first three months of operations where you are not expecting profits to come in as yet. You may have receivables during the first few months of operations but they may need to be earmarked for other operating expenses and thus your budget needs to be sufficient for the first quarter. Even if you are budgeting for the year and is already in full operations budgeting for three months is still a good rule of thumb. If you are already comfortable with your budgeting and timing of receivables, only then can you budget two months for personnel expense budget.

The Microsoft office software package contains one of the most sophisticated pieces of software protocols, capable of giving us the opportunity of filling in details in terms of the specific columns and rows given in it. This wonder among wonders is called the Excel worksheet. The endless virtues of this protocol in providing help to others extend its hand to the field of business as well in the form of document templates primarily. The documents made from the use of excel sheets will be neat, simple, easy to fill and so on, thereby reducing the workload of employees using them in half. They save them from a great deal of pain and overtime hours indeed.

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