Creating your own word press template is a difficult job especially if you are still a beginner. Luckily, there are tons of ready_made WordPress templates available in the internet. You can download and save them for your internet projects. Nevertheless you must learn and master the skills of creating your own WordPress templates. Why hire a web designer for your page if you can do it all by yourself?
You can use templates to help you get healthier. There are a couple of designs for a diet and exercise diaries and grocery lists. You can even create a household budget or a household chore list. Figuring out how long it will take you to pay of your home loan can be done using a Microsoft Word template. Seems like there might be template for every aspect of life.