In the Personnel Expense Budget Section include the salaries for the following: o Office Personnel o Store Personnel o Sales People o Other personnel necessary in the operations. Ideally, you budget expenses for a quarter in the personnel expense budget. This is for the first three months of operations where you are not expecting profits to come in as yet. You may have receivables during the first few months of operations but they may need to be earmarked for other operating expenses and thus your budget needs to be sufficient for the first quarter. Even if you are budgeting for the year and is already in full operations budgeting for three months is still a good rule of thumb. If you are already comfortable with your budgeting and timing of receivables, only then can you budget two months for personnel expense budget.
When you need a special touch _ Key card envelopes are a great way to present your small business's gift cards to customers. If you have plastic gift cards made up, it is much more elegant to include a custom paper envelope with your business name, than to leave the presentation up to the person purchasing the card. Instead of your gift card getting unceremoniously taped inside a greeting card, it can be gifted with your business name, location, and information right on the envelope. For another special touch, Tyvek envelopes can offer a custom feel and look for a high_end resort or other business that wants their envelope to convey the status of the company.