You can use templates to help you get healthier. There are a couple of designs for a diet and exercise diaries and grocery lists. You can even create a household budget or a household chore list. Figuring out how long it will take you to pay of your home loan can be done using a Microsoft Word template. Seems like there might be template for every aspect of life.
In earlier times, accounting was done manually. With the coming of computers and increased technological advancement, accounting is slowly transferring from manual to mechanical dependence. It saves a lot of time. Earlier, hours were spent on drawing the basic design of sheets and other financial instruments. But now, you have access to balance sheet templates, which have readymade categories and spaces for computing. Now, one just has to enter the amounts manually and all other things are done mechanically.