One of the first things to consider is what kind of data you have to work with in your cash flow template Excel spreadsheet. Ideally, you're looking for accurate monthly data including income statement items like revenue and operating expenses and balance sheet items like equipment purchases and cash from financing activities. If you have a longer time frame you can go with quarterly periods, but annual tends to be too long. After all, how can you predict what is going to happen beyond 5 years with any accuracy unless you're valuing an annuity?
If this is your first word action picture based article, you might try choosing your topic first and then choose an active verb or action word to build your article title and content. Now write an introduction emphasizing the risks and encourage your reader to keep reading for the solutions. End the introduction with a short list of benefits to the reader when they take your advice.