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Support for Financial Templates _ I have yet to meet a client who didn't need some kind of modification to the template he used for his Business Plan or even his Balance Sheet! And with most financial templates available on line, there simply isn't any support. What's more, many of the templates I've seen look like they have been created by people who have Excel knowledge, but are not necessarily accountants. And so you have many small things which simply aren't right. As a non_accountant you wouldn't even notice them. For example, you may not know the difference between an equity section of a Balance Sheet for a sole proprietor and an LLC. That's why I decided to offer support with the templates on my site. I'm looking forward to helping you save time as I do, every day!

In the Personnel Expense Budget Section include the salaries for the following: o Office Personnel o Store Personnel o Sales People o Other personnel necessary in the operations. Ideally, you budget expenses for a quarter in the personnel expense budget. This is for the first three months of operations where you are not expecting profits to come in as yet. You may have receivables during the first few months of operations but they may need to be earmarked for other operating expenses and thus your budget needs to be sufficient for the first quarter. Even if you are budgeting for the year and is already in full operations budgeting for three months is still a good rule of thumb. If you are already comfortable with your budgeting and timing of receivables, only then can you budget two months for personnel expense budget.

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