Finally, when applying discount factors, where do you intend to get your discount numbers? For a company with existing debt and equity capital you can calculate WACC and use that. For a startup company you need to figure out a risk_adjusted cost of capital that makes sense. Usually this is not just a risk_free rate which only the largest companies in the world have access to. It's probably something higher.
Vision board _ Instead of cutting pictures out of magazines and gluing them to poster board _ which is a great activity in itself when you want to do this _ find royalty_free photos online, buy pictures through websites that sell them, or do some cutting_and_pasting from online magazines (which you can do by using the "PrtScrn" key on your keyboard, "Paste"ing into PowerPoint, and then cropping only what you want for your vision board). Stack the pictures into one slide. "Bring to Front" and "Send to Back" individual photos to layer them; tilt them different ways for the appearance of pictures askew on poster board. When you have the "vision board" looking the way you want, "Group" everything together and "Save As Picture" onto your hard drive. If you want your digital vision board to be portable so you can carry your vision board with you at all times, upload the graphic you created to your mobile device.