Of course, money spent on a designer will buy you peace of mind because you can leave the designer to it, but you'll have to wait for a space in their (possibly busy) schedule to get the job done. A template, on the other hand, is ready when you are. All you need to do is add your words and images, and customise the site to suit your business's identity. In fact, a template excels here because you can fuse your expert knowledge of your business with the template's professional design.
However, you can spare yourself this hassle if you consider the better and more impressive alternatives. Instead of going from store to store to select cards of your choice, you can sit comfortably on your computer and search for beautiful greeting cards templates, compose a generalized Christmas wish followed by your name and your company's name, find a reliable card printing company and get your customized Christmas greeting cards printed in any number. Once the stacks of your ordered cards are delivered at your door, all you need to do is write the name of the recipient and dispatch the card.