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In the Personnel Expense Budget Section include the salaries for the following: o Office Personnel o Store Personnel o Sales People o Other personnel necessary in the operations. Ideally, you budget expenses for a quarter in the personnel expense budget. This is for the first three months of operations where you are not expecting profits to come in as yet. You may have receivables during the first few months of operations but they may need to be earmarked for other operating expenses and thus your budget needs to be sufficient for the first quarter. Even if you are budgeting for the year and is already in full operations budgeting for three months is still a good rule of thumb. If you are already comfortable with your budgeting and timing of receivables, only then can you budget two months for personnel expense budget.

Article Template _ Word Action Pictures _ How passive are your article titles and content? Most word processing software with grammar check will help you spot the passive voice. Use an active voice in your article writing. The passive voice will slow your reader down and cause your words to sound flat and boring. Create movement in your titles as well as the main content of the article using active verbs and analogies. Title Samples o How to Make Your Marketing Stand Out In the Crowd & Sell o 5 Ways to Make Your Meals Go the Extra Mile o Put Your Small Retail Store into Overdrive with Credit Card Capability

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