In the Personnel Expense Budget Section include the salaries for the following: o Office Personnel o Store Personnel o Sales People o Other personnel necessary in the operations. Ideally, you budget expenses for a quarter in the personnel expense budget. This is for the first three months of operations where you are not expecting profits to come in as yet. You may have receivables during the first few months of operations but they may need to be earmarked for other operating expenses and thus your budget needs to be sufficient for the first quarter. Even if you are budgeting for the year and is already in full operations budgeting for three months is still a good rule of thumb. If you are already comfortable with your budgeting and timing of receivables, only then can you budget two months for personnel expense budget.
Printing cards nowadays is being carried out on a vast scale with several small and large printing companies offering their services in the arena. Die_cutting competition has also given a boost to the level of creativity. Besides ordinary double folded cards, triple and tetra fold cards with distinct shapes and graphics are highly popular. If you search for cut_out greeting cards templates online, you will come across numerous beautiful and highly creative templates that you can further customize as per your taste. Die_cutting not only enables card printing in various distinct shapes, but also enables various shapes and figures to pop out of the card when one opens it. One can induce fairly creative ideas in greeting cards through die cutting. You must have seen cards shaped like fruits or cards resembling dolls, cars, floral baskets etc.. If you represent a company, you can make your greeting event cards into your corporate identity by making them look like or shaped after your logo.