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In the Personnel Expense Budget Section include the salaries for the following: o Office Personnel o Store Personnel o Sales People o Other personnel necessary in the operations. Ideally, you budget expenses for a quarter in the personnel expense budget. This is for the first three months of operations where you are not expecting profits to come in as yet. You may have receivables during the first few months of operations but they may need to be earmarked for other operating expenses and thus your budget needs to be sufficient for the first quarter. Even if you are budgeting for the year and is already in full operations budgeting for three months is still a good rule of thumb. If you are already comfortable with your budgeting and timing of receivables, only then can you budget two months for personnel expense budget.

With an advance degree in marketing and communication techniques, Josh Makkaveli (Marketing Director) is once again here with impressive ideas to invite or wish dear ones in the most stylish and unique ways, the idea to create customized greeting cards and invitation cards by yourself, is really conspicuous to make the people around you happy and loved. Here in this article I am giving a numerous suggestions to make event greetings and invitation cards according to the receivers' likings. It will be a great experience to please them.

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