Of course, money spent on a designer will buy you peace of mind because you can leave the designer to it, but you'll have to wait for a space in their (possibly busy) schedule to get the job done. A template, on the other hand, is ready when you are. All you need to do is add your words and images, and customise the site to suit your business's identity. In fact, a template excels here because you can fuse your expert knowledge of your business with the template's professional design.
In the Operating Expense Budget Section otherwise called OPEX, the details you may include are the following: o Advertising Costs o Delivery Costs o Other Employee Benefits o Insurance o Interests o Office Supplies o Postage o Maintenance and repairs o Telephone and other utilities o Rent and mortgage o Taxes _ There are other operating expenses you encounter and you have to put all of them in the template. Budgeting on a per period basis is likewise necessary herewith. If you are already in operation for a while, you must review the average periodical expenses and budget for operating expenses accordingly. Based on your average monthly or quarterly operating expenses, budget two period when necessary. If this is not possible, use the average based on the past 3 months or three quarters. Ensure that you pickup the highest period cost to ensure that your budgeting is enough to cover any spike on your costs.